The Central Bank of Nigeria (CBN) and the Bankers’ Committee, created the Agri-Business/Small and Medium Enterprise Investment Scheme AGSMEIS Loan, as an initiative to support the Federal Government’s efforts in the promotion of agricultural businesses and small/medium enterprises (SMEs) in the country, you can apply for the Loan without collateral for the AGSMEIS loan is been disbursed by NIRSAL Microfinance Bank and other Banks Interested Nigerian engaged in Agriculture or other SME businesses can access up to N10 Million from the AGSMEIS Loan, at a single-digit profit rate of 9% per annum. Below are the requirement and steps to access. Step by Step Guide on How to Access CBN AGSMEIS Loan For SME’s and Agricultural Businesses Without Collateral.